Corporate law & insurance for startups
The founding of a company gives rise to rights and obligations that must be fulfilled by the founder. In addition to the choice of legal form or the payment of taxes, there are other legal regulations, such as the naming of the company or the notification and information obligations for online retailers.
But there are also numerous legal regulations to be observed when conducting business with customers and suppliers, using data and concluding rental agreements or insurance contracts.
Choosing the right insurance depends heavily on your startup's business. The following applies to all founders: Health and pension insurance are mandatory.
The most important insurances for startups:
Business liability insurance
- Covers: Damage caused by the company to third parties
- Useful for: Consultancy firms, IT service providers
Contents insurance
- Covers: Damage to business equipment, e.g. technical devices and supplies
- Useful for: Startups with expensive equipment or stock
Legal expenses insurance
- Covers: Costs for legal disputes, e.g. with customers, suppliers or employees
- Useful for: All companies that enter into contractual obligations
Health insurance
- Covers: Health cases of the founders
- Useful for: All entrepreneurs, health insurance is mandatory
Accident insurance
- Covers: Financial consequences of accidents at work
- Useful for: Startups with employees, founders may need private accident insurance
Business interruption insurance
- Covers: Loss of income due to business interruptions
- Useful for: Almost all startups
Transport insurance:
- Covers: Transport damage to goods and equipment
- Useful for: Startups that regularly transport goods
Basic rules of company law
Comprehensive information on how to find a company name for your business and what to consider when choosing one
Hamburg Chamber of Commerce (in german)
Insurances
Overview of business and personal insurance policies that can prevent potential damage
Federal Ministry for Economic Affairs and Climate Protection
Digital publication on tax topics
Information on insurance: business and personal risks, choosing the right form of insurance, risk management behaviour in the event of a claim, which independent insurance consultancies are available
Federal Ministry of Economic Affairs and Climate Protection
Insurance for startups
Overview and information on the various insurance policies for founders to protect themselves against entrepreneurial and personal risks
Hamburg Chamber of Commerce
Consulting & Coaching
hei. Seminar programme ‘Insurance’ & ‘Law’ – Calendar
Overview of all hei. dates and seminars from the hei.scheckheft programme. The hei.scheckheft is a compilation of various seminars that are relevant for founders. Participation in the hei. seminar programmes is subsidised with a voucher of € 500.
hei. Terminkalender
Lawyer search service
If a fee-based consultation with a lawyer is desired, this organisation provides support by naming up to three lawyers with the desired focus of interest
Hanseatic Bar Association
SocialPizza
Techniker Krankenkasse offers information and free advice on all aspects of insurance and health protection with its Social Pizza for startups. Here you will find answers on everything from health in startups to insuring employees abroad.
SocialPizza for Startups
Last accessed: December 2024